Cairn Terms of Use
Updated September 29, 2026
The service
Cairn provides financial calculators and a digital roadmap for education. Estimates depend on your assumptions and are not personalized investment, tax or legal advice. Returns and outcomes are not guaranteed; consult a qualified professional before consequential decisions.
Purchases and access
The amount and any applicable tax are shown before you pay. The advertised purchase is a one-time payment, not an automatically renewing subscription. Digital access is delivered after successful payment. Keep a downloaded or printed copy of your report or plan.
Refunds
If the roadmap is not useful, contact us with your purchase details to request the refund offered on the purchase page. These terms do not limit mandatory consumer rights or remedies for defective or undelivered products.
Permitted use
You may use your purchase for your own personal or business purposes. Do not resell the service or its templates as a competing product, bypass access controls, or use it unlawfully. You remain responsible for permissions and accuracy of material you publish.
Availability and changes
We may maintain or update the service. Contact us if a technical problem prevents access to a purchase. We do not promise uninterrupted availability. Material changes to these terms will be dated here and do not remove existing statutory rights.
Contact
For privacy, access, correction or deletion requests, email samuel.taylor19@gmail.com. Please identify the product and your purchase or account email; do not send passwords or full payment-card details. We may need to verify your identity before acting.